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Credit Union

Credit Unions

Credit Unions are community savings and loans co-operatives, where members pool their savings and responsibly lend to one and other. You can save a little as you want each week or month (up to a maximum of £15,000) and borrow responsibly. They offer savings and great value loans plus they are local, ethical and know what their members want. Many credit unions now offer a range of services including a current account, benefits direct, ISAs and Child Trust Funds.

The three main aims of a Credit Union are:

  • To encourage its members to save regularly.
  • To provide loans to members at very low rates of interest.
  • To provide members with help and support on managing their financial affairs (if required).

Rossendale Credit Unions

Bacup Credit Union

9 St James Square
OL13 9NH

Tel - 01706 601809

Email -

Website -

First Choice Credit Union - for Rossendale, Hyndburn, Ribble Valley and Preston

10 Manchester Road










5 Bacup Road



BB4 7NG   


Tel - 01706 215082/212759

Tel - 01706 215082/212759

Email -

Website -

Other Credit Union Sites

Credit Unions are run for the community by the community. Each member makes regular payments into a savings account - this fund then provides the basis for preferential rate loans. The income generated by lending, helps the union meet the operating expenses, build reserves and pay savers an annual dividend.